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◇-CZKadKNXYN-Amado(1/25-10:46)No.35034
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When your child starts high school, it's time to give him the power of plastic. Up until now, he's been relatively sheltered. He can't do much damage to an investment account that you supervise or a savings account he can only contribute to, not withdraw from. A debit card does carry some dangers, particularly overdraft or out-of-network ATM fees. Be sure to choose a credit union that refunds out-of-network surcharges – or explain the importance of using the right ATM and let your kid learn – and opt out of overdraft protection.