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Claims have generally been trending lower, suggesting employers are no longer laying off workers at an aggressive pace. However, hiring is being constrained by anemic domestic demand and uncertainty over fiscal policy. Employers added 148,000 new jobs in September.
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Can you explain the thought process whereby banks can charge higher rates with no consequences? What is a bank competing on, for the average middle-class borrower, other than price? Service is the same, some banks have slightly more/less diligent underwriting standards, but to most consumers who borrow relatively large sums infrequently, price is the only difference between bank A and bank B.
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