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It would also create a legislative framework and regulatory structure for so-called covered bonds, which would be backed by mortgages but which would remain on the issuer's balance sheet, unlike the mortgage-backed securities backed by Fannie Mae and Freddie Mac.
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Stafford loans' original interest rate was 6.8 percent, but in recent years the government subsidized those rates for low-income students, holding them to 3.4 percent. Now they've returned to 6.8 percent.
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The Postal Service is trying to reverse years of financial losses. It is coping with massive payments into a mandatory fund for its future retirees' healthcare, and with tumbling mail volumes as more Americans communicate and pay bills online.